Cart
Join thousands of people paying off debt faster — one clear plan at a time.
The Debt Payoff Calculator shows exactly how to become debt-free, step by step. You can track every payment, stay motivated, and see your debt disappear — faster than you thought possible.
If your goal is to Payoff Debt, Save More Money, Control your Spending, and learn how to Create an Effective Budget, this tool is for you!
Join over 50,000 users who have improve their financial life with a tool that actually works.
If your goal is to payoff debt faster and live an stress-free life, this tool is for you!
This Debt Payoff Calculator and Tracker will help you to analyze your debts, choose a debt payoff method, and track your progress to a debt-free lifestyle.
Unique Features:
✅ Snowball Vs. Avalanche Methods (you can choose the best for you)
✅ Add Extra Payments easily for faster payoff
✅ See your Estimated Completion Date
✅ See the total amount paid and the remaining balance
✅ See the total amount paid on Interests and Principal
✅ Track your progress with beautiful graphs and progress bars
✅ Use it for Multiple Years
✅ Select your currency with one click
✅ Super easy to use
✅ Compatible with all devices
✅ Includes both, Excel & Google Sheets
✅ Your data is 100% Safe & Secure
Join over 50,000 users who have improve their financial life with a tool that actually works.
With just one-time payment you get:
It has been proven that a debt-free lifestyle can help you lower stress and anxiety, give you more freedom and peace, and increase your financial stability for better opportunities.
Living debt-free starts with making a plan to start paying down debt and tracking the progress towards the goal.
This debt payoff calculator and tracker is the perfect tool for that. You can analyze different options, choose a plan, and track your progress while you become debt-free.
Our debt payoff calculator and tracker is easily accessible anytime and anywhere with any device. You will never need to worry about leaving your plan behind.
This tool is made in Google Spreadsheets and Excel to bring you the best accessibility while keeping your data Safe & Secure.
Compatible with iOS, Android, Mac, and Windows.
Personalize your tracker your way! Make your money management tool uniquely yours. Choose what matters most to you, from colors to labels, and effortlessly organize your finances in a way that makes sense for your life.
✅ 1. INPUT DEBT INFORMATION: List all your debts with details of minimum payment, interest rate, and current balance
✅ 2. SELECT A STRATEGY: take a look at the strategy analysis results and choose one method.
✅ 3. START TRACKING: Use the payment schedule to track your progress and make any necessary adjustments.
If your goal is to Payoff Debt, Save More Money, Control your Spending, and learn how to Create an Effective Budget, this tool is for you!
Join over 50,000 users who have improve their financial life with a tool that actually works.
Once the payment is confirmed, you will get an email with your purchase and the access links.
If you want to use the Google Sheet version, it will be copied to your Google Drive. All you need is a FREE Google Account (Gmail).
If you want to use the Excel version, you will download it to your device.
Note: Save the delivery email to access all your future updates.
YES! You can select your currency symbol in just one click!
NO! It is a one-time payment for your template and you will get all future updates 100% FREE!
YES! It is compatible with all devices: Android, iOS, Windows, Mac.
You need to decide on the software of your preference, Excel or Google Sheets, and access it through your web browser or downloading the Excel or Google Sheets app on your device.
YES! 100%! Your data is yours, we do NOT have access to it.
In addition, you are inserting numbers and texts, but no password or account information is needed in order to use the template.
Google Sheets and Excel contains strict security protocols as well to avoid your data be accessed by anyone else.
In summary, your data is more safe and secured that using any traditional budgeting app.
We suggest the most faster & easier method which is downloading the bank statement in CSV format from your bank and pasting in bulk to the template. We provide detail instructions on how to do it, is super simple!
Another option inserting it manually one-by-one. This option is better to control your impulse spending and record every transaction at the moment it happens.
INSTANTLY! Once your payment is cleared, you will get an email with your access links.
Payment is cleared instantly, however, in some rare circumstances the payment could be delayed a few minutes before it clears.
Note: Save the delivery email to access all your future updates.
You just need one of the following:
For the Google Sheets version you need a FREE Google Account (Gmail).
For the Excel version you need the Microsoft Excel software installed in your Laptop or Computer. We recommend Excel 2013 or newer version.
BOTH! You will get access to both with your purchase. You are free to choose the one of your preference.
Yes! We provide an Excel version that can be downloaded to your device.
NO! You just pay once and all future updates are included for FREE!
Yes! You can setup your own category and subcategory names, you can use your own currency, and also you can setup your own account/assets/debts names or nicknames.
In addition, you are able to change colors, font, or choose a default theme and customize it with just one-click.
Modifications of formulas are not recommended. However, you can add new tabs and create your own formulas in there.
This template is for personal use only, no commercial rights are given with the purchase. For more information, read our Terms of Service.
We have an affiliate program where you can earn money (commissions) for every sale you refer.
If you want more information regarding the affiliate program, contact our support team at support@spreadsheetscrafter.com
If you need to contact us, don't hesitate to send an email to our customer support team at support@spreadsheetscrafter.com
I appreciate how it holds me responsible. I used to think habit trackers were just a waste of time. My opinion has definitely improved by the means of this sheet! You should be absolutely certain of the information you wish to track, I've discovered. That is great!
I absolutely adore this, it offers me the motivation I need to take better care for myself. I really like it! 10/10
If you're a student, this is perfect for you because I'm still in school and can use it to plan my days and get things done.
Until I tried this, I had never been happy with any budgeting tracker. After 6 months of use, I'm still in love with it. Once you've mastered the basics, the tracker is simple to use and looks adorable.
Outstanding spreadsheets. I got the bundle and it organizes my life, particularly for this time that we live when time is unscheduled.
I've been financially anxious since I don't feel like I have a good handle on my finances, where my money goes, and so on. These spreadsheets not only helped me organize the chaos, but they also look great! Strongly suggested. Very simple to use!
This budget spreadsheet has changed my life drastically! I'm lot more secure about my finances today, and I genuinely like getting down to review my budget. The spreadsheet is well-designed, thorough, and simple to use. All of the hardwork has been done for you, making keeping track of monthly costs a breeze. This product works brilliantly!
This financial tracker is AMAZING! I got all I wanted and more! The arrangement is fantastic, and the directions given are incredibly useful. I can't wait to utilize this template to keep track of all of my expenses this year! Excellent work!
Finding an attractive and practical finance spreadsheet, especially one for Google Sheets, is really difficult. I like how simple it is to modify and use. I always keep track of my finances, but I wanted to get this spreadsheet to keep track of bills and tuition payments. 10/10!
I've been looking for something similar for a long time, and this spreadsheet absolutely has it all. In addition to a fantastic product, the customer service has been outstanding. They are really concerned about their consumer. Strongly suggested!
I've been looking for something similar for a long time, and this spreadsheet absolutely has it all. In addition to a fantastic product, the customer service has been outstanding. They are really concerned about their consumer. Strongly suggested!
This financial tracker is AMAZING! I got all I wanted and more! The arrangement is fantastic, and the directions given are incredibly useful. I can't wait to utilize this template to keep track of all of my expenses this year! Excellent work!
I'm a recent college graduate who's been trying to figure out how to handle my funds after graduation, and this has made it so simple (and attractive)! Spreadsheets Crafter team is extremely quick to respond and was able to not only answer my questions but also assist me with re-doing a portion of the template so that I could tweak it. Thank you very much once more!
It's a great method to keep track of your finances and responsibilities... Budget, income, and savings, for example. It also organizes your information by entry. I'm delighted I'm using it since it gives me a visual representation of my current financial situation:
I tested three or four other trackers before settling on this one. It's simple to use and doesn't take long to enter costs and revenue. It's something I use on a regular basis and like.
